Monday, May 4, 2009

EVEN COWBOYS GET THE BLUES

I woke up Friday morning, still reeling from the terrible interview I had at Wells Fargo for a position that I had been campaigning for over the last few weeks. I was still feeling dishearten over the awkwardness from the very start of the telephone interview and at this point could still not totally comprehend how it had gone so bad and simply just fall apart in less than eight minutes.
My thought process still hoped that I was still in the running but realistically speaking: Hope was dead and there was no way in hell that I was getting this position. So I had a friend stay the night Thursday to get my mind off of things and after I dropped him off Friday morning I decided to get some coffee and breakfast at the Road Ranger on my way to work. I was content on enjoying my Friday when I reached the counter to pay for my coffee and breakfast. I handed the lady my debit card to pay for my items and she kindly smiled. I watched as she ran my debit card through the machine and then watched again as she ran the card for a second time. She looked back at me with her kind smile and simply said, “I’m sorry but your card has been declined due to insufficient funds.” Suddenly, in my mind this kind smile had turn into a nervous, pathetic grin. I, of course, trying to save face simply returned her statement by saying, “There must be some mistake, I have to call my bank.” I turned and walked out of the Road Rancher soaked with embarrassment.
I got to work still not understanding what was going on with my bank account. I quickly turned on my computer and sat down to open my online account. I typed my password in and my account appeared on screen. I expected to see about 300 dollars in my checking account but instead I saw that my account was actually 1,000 in the red. “Oh fuck!” was the only thing that could come out of my lips as I saw charges on my account that I had not made…
Wal-Mart 173.04
Wal-Mart 239.16
Meijer 139.96
Meijer 238.05
Then there were pending items that still had not come thru… in total we were looking at more than 1,300 dollars in theft! My checkbook had been stolen and I hadn’t even realized it.
So here is the situation as it stands right now. I spent the rest of Friday morning at the police station telling them what had happened and trying to retrace my steps on when the last time I had used my checkbook which was about a week before. I usually only write checks for rent and power, I use my debit card on everything else so I’m surprised my bank didn’t see this as a red flag when about seven checks had been written under a 24 hour period. My account has been closed and my funds have been frozen. My funds will be frozen anywhere from three to ten days as they determine the damage done by this individual. I had to order a new debit card and new checks for the new account that I had to open since my old account was no longer my own.
And on top of all of this… my Palm which also serves as my phone went black Friday afternoon and didn’t work for almost 24 hours. I’m grinding my teeth again… so I’m going to go out and get a drink. Thanks world for kicking my ass for this cowboy has the blues!!!!

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